Applying for benefits: What you need to apply

When a medical condition, injury or other issue prevents you from working, your financial well-being is at stake. It could be important to seek financial support through a claim for disability benefits, but the application process can be both confusing and complicated.

If you are a North Carolina reader seeking disability benefits, you may find it helpful to seek guidance as you walk through this process. Knowing what to expect can help you avoid complications and appropriately deal with any issues that arise. Before you complete and submit your application, you may find it helpful to seek a complete explanation of your rights and how to walk through the application process.

The documentation you will need

Applying for benefits involves much more than just having a significant medical condition. It is a complex process, and many first-time applications come back denied. If you are unable to hold gainful employment due to a medical condition, mental condition or injuries, you may have a rightful claim to either Social Security Disability Insurance or Supplemental Security Income. You will need the following to apply for any type of disability benefits:

• Proof of your age and your Social Security number
• Any medical documentation related to your disability, including medical records, letters from doctors and more
• Test results and lab test information
• Information about your doctors, including names, addresses and contact information
• Names, dosages and types of medications you are taking
• Summary of the type of work you did and other information about the job you used to have

Your application for benefits is important. Mistakes and errors in the application process can result in unnecessary delays and frustrating setbacks. Having the right documentation the first time can give you a higher chance of a successful first-time claim.

What happens next?

Many first-time claims come back denied. This is rather common for initial applications; however, it can be frustrating and lead to an even longer wait for the benefits you need. One way you can lower your chances of a setback is to seek guidance from the very beginning of the application process.

You may find it helpful to seek a complete evaluation of your case before you apply. This will help you understand your rights and what to expect from the disability benefits application process. When your financial well-being is at stake, preparation and support can reduce the stress and complications often associated with seeking benefits.